Monday, 1 September 2014

Will Disputes



After my Grampy had sadly passed away, family members were gathered and the contents of his will was read out by a professional.

No one queried the will or had any disputes over it.

But will disputes do happen and it is a lot more common than you think.

"Figures obtained by The Independent show a 700% increase over the last five years in 
the number of actions launched at London's High Court to
challenge the provisions made in wills.
In addition, the number of cases aimed at having whole wills declared invalid
has nearly doubled" The Independent 

It is thought that the reasons behind the increase of Will Disputes are:

  1. Do-it-yourself Will Kits - Widely available and a lot cheaper than using a professional. They can also be easily forged by deceiving family members and friends. Not many people know that these Will Kits are actually in fact only suitable for people with simple wishes. i.e The deceased wishes for everything to be left to their spouse. For anything more complicated than that, it is recommended that a professional is used to prevent problems. 
  2. Using a family member or friend as the executor, rather than using a professional. Again, this is a cheaper option. But is it worth the risk? It is not uncommon for the executor to misinterpret the will by accident or even in some cases on purpose. 
  3. Theft of assets by the executor. Not all family members or friends can be fully trusted and they could be out to defy and deceive for their own personal gain. 
Family rifts also play a huge part in Will Disputes with members of family are often left upset and angry because they feel like they are owed more than another family member. Especially if that other family member did not play a key role in the deceased's life. 

Or even that a parent has remarried and all of a sudden the son/daughter have been 'cut out' of the will, with all assets now going to the new spouse. 

Some family members also are not happy with assets going to charities or non family members.  

The Law Society is concerned about the absence of regulations for will writing and has been campaigning for many years to get will writing regulated. Their recommendation has not been followed, leaving people with no protection if a will is drafted negligently. Only those who have used a professional have protection. 

What do you think? Have you ever had to start a will dispute because you think that the will was not right or had been forged?

Note: This is a collaborative post in which I was compensated for writing. All words and opinions are my own. 

Friday, 29 August 2014

Win a Chicco Echo Stroller

Chicco Echo Stroller

Hello Lovely Readers. 

Well I have another competition for you.

You could be in with a chance of winning a Chicco Echo Stroller (RRP £99) in your choice of 4 colours. 

The Chicco Echo is the perfect stroller for parents looking for a practical, yet modern and stylish product. 

With it’s lightweight structure, compact folded position and pratical carrying handle, it offers the ideal solution for parents and babies on the move.

The stroller also has lockable front wheels making it extremely easy to manoeuvre and comes complete with 
foldable summer/winter hood, raincover and shopping basket.

Suitable to use from birth through to 15kgs, the spacious set and padded backrest ensure that babies are getting a relaxed and secure ride. 

The backrest can also be reclined to lie flat, while the leg rest is adjustable ensuring maximum comfort.

While the Echo is extremely efficient and makes transport easy, design has not been compromised with attention being paid to every single detail, from the embroidered seat to the look of the wheels customised with the Echo logo.

The stroller comes in a choice of four bright colours, which are Dragonfruit, Saffron, Light blue and Kiwi.

All you need to do to enter is fill in the Raffle Copter widget below 

Good Luck


a Rafflecopter giveaway

Tuesday, 26 August 2014

Should parents get tough on Lunch Box Demands?

Every parent wants the best for their child but it’s not easy to ensure they eat carrots over crisps. With pester power being as powerful as ever, it’s not surprising that parents give in to demands for lunch box foods banned by schools. 

In a YouGov poll* for Bacofoil it emerged that around one in four parents with children aged 18 or under who have taken a lunch box to school (26%) have broken school guidelines. Amongst these people, crisps, chocolate and biscuits are the most popular illicit food types. 

The foods which parents have put in their children’s lunch boxes that were against their school’s guidelines

Crisps
54%
Chocolate Bars
47%
Biscuits
39%
Sweets
21%
Sugary Drinks
17%
Nuts
15%
Other
3%


Should schools have control over the types of food that parents can put in their child’s lunch box? 

According to the Bacofoil study, 61% of parents surveyed disagree and mum of two, Grace Hughes shares this view, 

“I think parents have enough information to guide them but the challenge
 is making healthy food look interesting and appealing. 
Children can be very fussy and there’s nothing worse than your 
child returning home with a lunch box that’s still full. 
You want them to eat healthier foods but not at the expense of them not eating at all.”

In response to the study, Bacofoil has developed a ‘Lunch Box Makeover’ campaign to help parents make lunch boxes as healthy and child friendly as possible. This includes tips from mums and nutritionists on everything from creative wraps to involving their children in selection process. 

“ We don’t think parents have to get tough on lunch box demands from their children 
but we do think they can involve them and make lunch boxes 
more fun so that healthier eating is a pleasure rather than a chore.” 
says Adrian Brown, MD of Bacofoil owner Wrap Film Systems.

Here are a few of Bacofoil’s lunch box tips:

Children do often like food they can eat with their fingers. You could try vegetables such as carrots or peppers and give them some houmous to dip the veggies in. Airtight containers are great for storing these to take to school.

Replace chocolate bars with some dried fruit. Some brands such as Yu! are made from 100% fruit but are made to look and taste like sweets. These appeal to children’s tastes and make them seem more appetising, but are very healthy too.

Vegetable crisps are a great alternative, being relatively simple to make and you can always swap the vegetables you use. Just slice very thinly and roast in the oven, checking regularly. Using Non-Stick Foil will also mean there’s no need to use oil or butter. They look similar to potato crisps too making them a great hit with stubborn little ones.

Do you follow your child's school guidelines, or do you give them a pack lunch with what you want them to have? Do you have any other tips to share?

* All figures, unless otherwise stated, are from YouGov Plc.  Total sample size was 1189 parents of children aged 18 or under, of which 241 have ever put food in their children's lunch box that was against their school's guidelines. Fieldwork was undertaken between 4th - 6th June 2014.  The survey was carried out online. The figures have been weighted and are representative of all GB adults (aged 18+).


Visit www.bacofoil.co.uk for more information.

Giveaway - The Hungry Caterpillar - Lunch Box & Bottle


Hello lovely readers!

I thought it would be lovely to come back to the blog by hosting a giveaway!

This is perfect for parents who have kids returning or starting school soon and everyone loves The Hungry Caterpillar right?

All you need to do to enter is fill in the RaffleCopter widget below!

Good Luck! 


a Rafflecopter giveaway

Friday, 22 August 2014

Weekend Blog Hop - 22/08/2014

Happy Weekend!!!

I am making my way back to blogging now after having a break due to my anxiety getting out of control again. I am feeling much better and much more positive as long as I keep taking my medication. 

First up, a little plug; Vicky's daughter S is on holidays from nursery, and Vicky is a bit lost as to what to do with S. If you have blog posts about fun things to do with toddlers, do please come and add them to Vicky's linky; I need some inspiration (and I'm hoping I'm not the only one)!


Single Mother Ahoy


Don't forget we've set up a Twitter account for the Blog Hop.
Do please go and follow @WeekendBlogHop. We will use the account to RT your links.

We're doing an Instagram Link-up again this week. Do please ensure you follow both of your hosts.

And now, on with the shenanigans.

Vicky chose this week and here is what she had to say:

"This week's Bloggers' Showcase is this post from Capturing Sunshine. I love the beautiful photography but also the question it raises: what makes you happy?"



My Life As A Mummy

Note: The above badge is for the Bloggers' Showcase only. If you would like the Weekend Blog Hop Badge, you can find it at the bottom of this post.

Now for the #WeekendBlogHop

The rules are simple:
  • Link up your BLOG. Please do not link up individual posts! 
  • Comment on the most recent post of the two blogs ahead of you in the linky. If you have already commented on that post, pick the post published before that. 
  • You can comment on more if you like!
  • If you tweet your blog using #WeekendBlogHop and tag @mylifeasamummyx and @singlemahoy we will RT as many as possible.
  • Please follow at least the two people ahead of you in the Instagram linky.
Link up your BLOG here:


Link up your INSTAGRAM here:


Happy Weekend!

Wednesday, 6 August 2014

Anxiety Strikes - Again!

Some of you may know that I suffer from Generalised Anxiety Disorder

Most of the time it is manageable, this time around it isn't.

This time I had a breakdown.

This time I have had no choice but to go back on the medication to try and help keep it at bay. 

It wasn't one thing that caused it this time around, it was a mixture of things, building up over a period of time. Things ranging from Cameron constant wheeze, Lucas's early birth, harassment from a so called professional setting to silly things that everyone worries about like money and Tax Credits messing up (again)

All these problems and worries as an old colleague used to say to me, 'caused too many cracks in the egg shell' and I broke. 

I think I first realised that I was having problems was when I was up my Mum's about a month ago. Lucas had just got over a cold and had a bit of a cough. I was cooking tea and a friend said 'Oh he has a bit of a cough' Cue instant anxiety from me that he must have wheeze like Cameron. 

It feels so silly writing this now but at the time, my anxiety spiralled out of control, I couldn't concentrate on anything, I let my Mum take over, went out into the garden and cried. 

Turns out Lucas didn't have wheeze, he had a cough, deep down I knew it was the anxiety talking. 

As the days went on, I found myself more and more exhausted every day through worrying and soon I found that I didn't want to get out of bed in the morning. 

From that moment on I knew I was in trouble. I knew that the anxiety was taking over and I was powerless to stop it. 

I knew I wouldn't be able to fight it this time, so I rang my Dr to go back on the medication. She sorted a prescription out for me and sent it to the chemist. 

The day after (last Friday) I finally well and truly broke. I couldn't think straight, composing a sentence was almost impossible and I just spent the whole day in tears. Trying to fight my anxiety demons and loosing the fight terribly. 

I even decided on that day to quit blogging as the anxiety of getting out posts was contributing to how I was feeling. I even sent a tweet out to set it in stone. I desperately needed the problems and worries to go so I could heal and feel well again. 

I even asked my Mum if she could have Cameron that night for me. Parenting is the one thing I can do consistently even when I am having problems with anxiety, but I didn't want him to see me in such a state. I wanted him to go somewhere he could have lots of fun. 

Since that night, I have told myself I will get through this, it is not permanent and I need to just give myself time to heal. 

The general anxiety is reducing slowly, but I am now having anxiety attacks. Yesterday I got so anxious about what was in the post, I began having palpitations and I actually thought I was going to faint! Why am I so worried about that? I have no idea, but something inside me is worried. 

I have for some reason also become afraid of cars!!! I trust Matt 100% with driving and he is a very safe driver, however whilst we were out in the car the other day I had an anxiety attack. I just couldn't wait to get out of the car. I think I was worried it was going to break and I have become obsessed with the tyres. I even made Matt check the psi on the tyres before we made our journey home. Turns out they were all fine but they looked flat to me. 

The thing is with Generalised Anxiety Disorder is that whilst you may know what triggers the anxiety, you then become anxious about absolutely everything. Even things that you would never worry about in a normal situation. 

So here I am again. Fighting myself and this stupid anxiety! Trying to feel normal again! 

I will get there. EVENTUALLY!